Used Auto Dealer Insurance

Used Auto Dealer Insurance

With over 40 years of experience working with the leaders of the used auto industry, we can appreciate all that is involved in running a dealership. Pre-owned car dealers have a unique set of risks and our team is dedicated to protecting dealerships like yours by providing the most comprehensive insurance coverage at the best price.

Garage Liability

Is your dealership protected from claims of bodily injury and property damage arising out of the operations of your business?  This coverage helps to preserve your financial well-being from risks of third-party claims. Your defense costs are also covered for such claims.

Garagekeepers Liability

Does your dealership perform repairs or body work on vehicles not owned by you? If yes, then you need this coverage to protect against damage to customers’ vehicles while in your possession.

Dealers Open Lot

This provides physical damage protection to the inventory of vehicles that you own. Without this coverage you are exposing your business to financial risks involved with accidents, vandalism, hail, lighting, theft, flood, explosion, windstorm, and malicious mischief.

False Pretense

What would you do if someone test drives one of your vehicles and uses false documentation pretending to be someone else… and doesn’t return with your car? If you are scammed or cheated you would be protected under this coverage.

E&O Coverage

Odometer Alteration Liability, Prior Damage Discloser Liability, Title Errors and Omissions, and Truth in Lending or Leasing Liability

Advanced Solutions

We live in an ever-changing world which brings with it more risks, threats and uncertainty than ever before. At the Preferred Dealer Group we’ve become increasingly aware of these risks and have increased our protection options.

  • Cyber Liability

We provide the advanced coverage you need to recover from a data breach or cyber-attack. This policy provides protection for the costs associated with data recovery, third-party liability, response efforts, defense and liability, identity recovery and computer software restoration.

  • Employment Practices Liability

Employment related claims are on the rise, such as allegations of wrongful termination, discrimination, workplace harassment and retaliation that can have a hugely negative impact on your business.  Under this coverage we’ll make sure you are protected against these claims.


  • Workers Compensation

A dealership has a unique set of job related hazards, such as slip and fall accidents, strain form heavy lifting, injuries from being struck by equipment, or even chemical burns are just to name a few. Any one of these could lead to expensive medical bills, lost wages and costly lawsuits. Protect yourself and your employees with industry specific coverage.

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